Kinsell, Zadell & Whitaker

Kinsell, Zadel & Whitaker represents clients who have suffered personal injuries in automobile, motorcycle or truck accidents in the Gainesville, Ocala and Lake City area. 

PERSONAL INJURY
About Automobile Accidents

Personal Injury FAQ
What To Do After An Auto Accident
Car Repair Questions
Rental Car Questions

DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.

Personal Injury FAQ
Car Repair Questions

Can I control whether my car is repaired or replaced?
How is the market value of my car determined?
What if I am "upside down" on the loan for my car?
Can I choose my own repair shop?
What kind of parts will be used in the repair?
What if my car already had some damage before the accident?
Will I have to pay the towing and storage costs?
What about license and registration fees that I had to pay to drive the car?

 

What if I am "upside down" on the loan for my car?
If you owe more money on the loan for the car than the fair market value of the car, you are "upside down" on the loan. Unfortunately, if your vehicle is a total loss, the insurance company is not required to pay more money to you simply because you are "upside down" with your car loan. They are only obligated to pay the fair market value of your car.
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